Built for enterprise finance teamsOne platform for all your corporate spend.
Cards, travel, AR/AP, and fleet — unified across every department, with role-based approvals and a full audit trail from swipe to close.
Act 1 · Capture
Spend, captured.
A request becomes a coded line item — zero manual entry.
Thabo M.
Sales · Cape Town
“Book a business trip to Johannesburg, May 12–15”
Captured & coded automatically
Accommodation
Marriott Sandton
R890
5210LodgingNo spreadsheets. No manual entry. No chasing.
Accommodation
Marriott Sandton
R890
Above nightly capAct 2 · Control
Policy, enforced.
Every line checked and reconciled — only exceptions need a human.
Act 3 · Insight
Truth, instantly.
Operational truth becomes financial truth
Finance
Monthly spend
R124.6K
Travel analytics
Of total spend
27%
Budget
Q2 utilization
82%
Policy
Auto-compliant
96%
Forecast
Next quarter
From travel intent to financial truth.
Every trip, swipe, and receipt — coded, checked, and reconciled automatically.
Connecting Travel, Spend & Finance
Four things that stop spend going sideways
Policy, capture, currency and ledger — handled at the moment money moves, not reconstructed at month-end.
Policy that enforces itself
Rules live on the card, so out-of-policy spend never leaves the building.
Capture on autopilot
Receipts read, coded and matched without anyone touching a spreadsheet.
Multi-currency native
Spend in any currency, reconcile in yours — rates handled automatically.
One ledger, four rails
Cards, travel, AR/AP and fleet share a single source of truth.
From swipe to reconciled — in four effortless steps
Every transaction rides the same rails. No spreadsheets, no chasing receipts, no month-end scramble — just spend that reconciles itself.
Swipe
An employee pays with a SynQ card — physical, virtual, or fleet.
Notify
Instant push notification asks for a receipt, in-app or on WhatsApp.
Capture
AI OCR scans the receipt, extracts every line item, and suggests a GL code.
Approve
In-policy spend clears itself; only exceptions reach a manager.
Four spend types. One beautifully unified system of record.
Fuel & fleet cards that know the route
Per-vehicle limits, fuel-only merchant locks and odometer capture — so every gallon ties back to a job.
Digital Spend
SaaS subscriptions and cloud billing, with duplicate-subscription detection and renewal tracking.
AR/AP Automation
Vendor payments and receivable tracking with three-way match and intelligent reconciliation.
Book trips inside policy, not around it
Flights, hotels and ground transport booked in one flow — out-of-policy fares need a reason before they're booked, not an apology after.
Flight · in policy
SFO → JFK
Auto-approved
Hotel · 2 nights
Manhattan
Needs reason
Travel and Expense. Independent modules, one connected system.
Book a trip or swipe a card — both flow into the same policy engine and the same ledger, so nothing falls through the cracks between departments.
Travel
Booked and managed by Nova
Nova searches flights and hotels within your team's policy, books what's compliant, and flags what isn't — before the trip, not after.
Expense
Captured and reconciled automatically
Every receipt is read, categorized, and matched to its transaction — no spreadsheets, no manual GL coding.
One unified ledger
Both modules · one source of truth
Flight · CPT → JNB
Travel · Nova
Fuel · Shell Sandton
Expense · card ••42
A booking and a swipe — landing side by side, already coded, matched, and reconciled.
One AI teammate, wherever spend happens.
Nova reads receipts, flags policy exceptions, answers spend questions, and books travel within policy — by voice or chat, across every part of SynQ.
Travel
Nova found 4 policy-compliant itineraries.
Expense
Nova suggested a GL code from the receipt.
Analytics
Ask Nova why travel costs increased.
Approvals
Nova recommends approval on 3 in-policy items.
Nova
Booked your flight to Cape Town — ZAR 1,240 within policy, confirmation sent.
Ask Nova anything, anytime.
By voice or chat — Nova already knows your policy, your team, and your spend.
Built for company spend — with personal spend never mixed in.
Employees can still use a company card for a personal purchase. SynQ tags it, tracks it, and keeps it out of your company's books.
Personal
Tagged for reimbursement
Business
Auto-coded to the GL
Every swipe, split at the source
Business
Company books
Personal
Employee ledger
Receipts that file themselves.
Stop chasing employees for paper receipts. Nova scans merchant details, tax, and line items, then suggests a GL code with a confidence score.
- Automatic GL coding
- Multi-currency conversion
- Fraud detection on sight
The Bluebird Cafe
142 Long Street, Cape Town
Thank you for visiting!
Merchant
The Bluebird Cafe
Date
Oct 26, 2025
Total amount
R45.50
GL Code
Travel & Meals
Policies that enforce themselves.
Set granular limits by department, team, or individual. SynQ blocks out-of-policy transactions at the point of sale, saving hours of reconciliation.
- Spend limits by role
- Auto-approve under threshold
- Exclusion rules (e.g. alcohol)
One-click approval queues.
Managers get a streamlined view of pending spend. Bulk-approve low-risk items or drill into specific receipts in seconds.
- Bulk approve, decline, or request clarification — all from one queue.
- Escalation for high-value spend
- Full audit trail on every decision
- AZAR 1,200
Alex Rivera
Over department limit
- SZAR 450
Sarah Chen
Rate above policy
- ZAR 45
Software · Figma
Auto-approved
Real-time alerts, where your team already works.
Get notified the second a card is swiped. Receipts can be uploaded directly via WhatsApp for maximum convenience.
SynQ
Card swiped at Shell Sandton — ZAR 1,450. Reply with a photo of your receipt.
09:14 ✓✓
Approval waiting
3 items need your review
Receipt matched
Shell Sandton · reconciled
Policy flagged
Non-approved merchant
The intelligence behind every line of spend.
GL codes that assign themselves, policies you build without code, tenants managed at a glance — a live look at the console your finance team runs on.
Chart of accounts
Operating expenses · 2026 fiscal
142
GL codes
128
Active
6
Groups
Uber
Airport transfer · corporate card
Suggestions get sharper as your team codes spend — SynQ learns your chart.
One platform, tailored per role
Employee
Submits expenses, tracks approval status, uploads receipts from the field.
Manager
Approves team spend and sees policy violations and trends as they happen.
Admin
Configures policies, GL codes, and approval workflows company-wide.
Fleet Manager
Owns vehicle assignments, fuel policy, and maintenance schedules.
Finance Controller
Runs AR/AP, reconciliation, and cash-flow reporting end to end.
Structured for how your organization actually works.
Spend control shouldn't mean flattening your org chart. SynQ mirrors your real reporting lines — department by department, team by team — so approvals follow the structure you already have.
Company
One isolated tenant — your data never touches another company's.
Department
Marketing, Finance, Operations — modeled on your structure, not ours.
Team
Approval routing follows your actual reporting lines.
Employee
Every cardholder scoped to their team's policy automatically.
Full audit trail
Every action logged — who, when, and exactly what changed — on every transaction, permanently.
Per-tenant isolation
Strict data separation by design. Your company's records are never visible to another tenant.
Multi-currency reporting
Capture spend in any currency at the point of transaction, report in your home currency automatically.
See SynQ in action
See how cards, travel, AR/AP, and fleet spend come together under one policy-driven platform — built around your org structure.
hello@kvelld.co.za